Built for Canadian families the system forgot.
Built for the people the banks keep saying no to.
I'm a Finance Director at a dealership. Every day, I see 30 people walk in looking for a vehicle. Most get turned away — not because they're bad with money, but because nobody ever taught them how credit works.
They don't teach this in school.
Your bank won't explain it. Most credit services charge you hundreds of dollars to do what you could do yourself — if someone just showed you how.
That's what Credit Path Canada is. We analyze your actual Equifax bureau, build you a personalized month-by-month action plan, and walk you through every step. No guesswork. No generic advice. A real plan built from your real file.
Every client who follows the program moves their score. Every point matters. Every door that opens is one the system tried to keep closed.
30
Credit applications seen daily at Titanium Ford
29
Declined on average — every single day
24
Month personalized rebuild program
The person behind the platform.
I got tired of watching good people get turned away. Not because they weren't creditworthy — but because no one ever gave them a clear plan to get there.
I built Credit Path Canada so that every Canadian who walks away with a rejection slip today has a real path forward — one built from their actual file, not generic internet advice.
This isn't a side project. I review client files personally. When your window opens — I'm the one who gets you approved.


Michael Filzwieser
Founder, Credit Path Canada | Finance Director, Titanium Ford
Steve Marshall Auto Group · Serving BC for 60 years
(604) 442-0894 · info@creditpathcanada.ca
Credit Path Canada provides educational credit guidance and personalized action planning. We are not a licensed credit repair agency, insolvency trustee, or financial advisor. Results vary based on individual circumstances. Content is for educational purposes only and does not constitute financial, legal, or tax advice.
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